Small Business
Line of Credit

Gain quick and flexible access to
capital for your business with credit
lines, up to $250,000.


Business Line of Credit

Access capital on your terms!

A business line of credit is a financing option that gives you access to a set credit limit, allowing you to withdraw funds as needed. Interest and fees are only charged on the amount you borrow. Unlike a traditional term loan, a line of credit is typically used to manage ongoing operational expenses or to cover temporary cash flow gaps.As you repay what you've borrowed, your available funds are replenished, creating a revolving line of credit. The repayment terms range from six to twenty-four months, with fixed daily, weekly, or monthly payments automatically deducted from your business bank account. Plus, making timely payments on your line of credit can help strengthen both your personal and business credit profiles.

The Direct Funding Difference

At Direct Funding, everyone from our interns to our executives is dedicated to helping businesses secure the ideal working capital precisely when it's needed. Recognizing that there is no one-size-fits-all solution for small business funding, we've developed tailored options to meet your specific needs. Whether it's small business loans with no prepayment penalties, merchant cash advances with multiple payment options, or lines of credit to tackle ongoing expenses, our financing solutions are designed to be efficient and effective.

Understanding the importance of partnering with a trustworthy source for funding is why every member of our team is committed to building strong relationships with our clients, guiding you through every step of the process, from approval to repayment, so you can focus on what truly matters - your business. We grow as you grow, so we'll always be by your side.